This page outlines aspects that may affect your browsing experience at themoneysavingmum.com. This Disclosure Policy was
The reading of all information on themoneysavingmum.com is of your own free will. If you do not accept this Disclosure Policy, you should cease use of this website immediately and clear the cookies from your browser.
This blog is a personal blog written, curated and edited by, Kirsty Holden. Owner & founder of themoneysavingmum.com. This blog is for profit and does accept forms of cash advertising, sponsorship, paid insertions or other forms of compensation. Even though I work very hard to provide you with up-to-date information, I make no representations or warranties of any kind (expressed or implied) about the completeness, accuracy, reliability, suitability or availability of any information, products, services or related images, photographs, graphics contained on themoneysavingmum.com for any purpose. I aim to provide you with accurate information at the time of publishing, but some information will understandably be less accurate as time passes. Should you find any inaccurate information, please do not hesitate to contact me, and I can update said info as soon as possible.
The sponsored, affiliated links or collaborative post will be clearly identified with a link to this disclosure policy.
As the owner of this blog I am sometimes compensated to provide my own opinion on products, services, events, websites and various other topics from time to time. Even though I receive compensation for posts or advertisements, honest opinions, findings, beliefs, or experiences on those topics or products are always given. The views and opinions expressed on this blog are my own. Any product claim, statistic, quote or other representation about a product or service should be verified with the manufacturer, provider or party in question.
Types of content on themoneysavingmum.com
Sponsored/Collaborative/Advertorial Content
Sponsored/Collaborative/Advertisement – content written by me:
These posts are written by me. I will have received monetary compensation and/or a product/service to use/event tickets, in return for writing a post on my blog, often linking to another website. All written content is my own. I only write a sponsored/collaborative post if it is something relevant and relateable to me, my family or my blog audience. In line with new guidelines, I disclose paid collaborative/sponsored content at the top of a blog post with the tag “sponsored” with a link to this Disclosure Policy. In the past, these posts were marked as a “collaborative post in association with [name of brand/company]” or similar, with a link to this disclosure policy, so that you will know that it is written by me. All paid for content will be disclosed.
Advertorial – content written by third parties
These posts are not written by me, although some minor editing may occur if necessary. The third party is usually a brand or PR agency, who has written an article for my blog. I receive monetary compensation to publish the article. In line with new guidelines, I disclose paid advertorial/third party content at the top of a blog post with the tag “sponsored”, with a link to this Disclosure Policy. All paid for third party content will be disclosed.
Reviews:
I may have been sent a product for free to review and write about on my blog but this would be fully disclosed if the case. I may also be asked to review events, services or other experiences, again fully disclosed. I may have also received a fee to write the review, incentive of product or payment does affect the outcome of the review: all of these style posts will be disclosed at the top of a blog post with the tag ‘gifted’ or ‘advertisement’ with a link to this disclosure policy. All my reviews are my honest feelings and feelings about the product, service, event, or experience. There are many occasions when I write my own reviews on products or services that I have purchased and want to share with you. No money or free product has been accepted for these, and so, are not linked to my disclosure policy.
Affiliates & Advertising Banners:
Some pages on my blog contain link ads and banner ads to other websites and services and are provided by a third party. I do not always personally endorse these products or services. Please check individual websites for their own privacy, cookies and disclosure policies.
Affiliate links are used throughout the site. If you followed the link to a retailer then made a purchase, a small percentage of the sale price would be paid to this blog. These posts will be disclosed at the top of a blog post with the tag ‘*affiliate link’ or similar with a link to this disclosure policy It doesn’t cost you anything extra and it helps keep the lights on over here!
Amazon Affiliate Disclosure:
We are a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for us to earn fees by linking to Amazon.com and affiliated sites.
Guest Posts:
These are posts written by friends and fellow bloggers. No money has changed hands. I have asked bloggers to contribute to my blog, and this is why they are guest posters for me. These posts will be marked as a guest post.
Blogger’s Copyright
Unless otherwise stated, as above, all content on my blog is written by me & is my own content. Please do not copy my content and pass it off as your own as a copyright infringement will occur.
Terms and Conditions
All content provided on this blog is for general information and entertainment purposes only. All opinions are my own. The owner of this blog makes no representations as to the accuracy or completeness of any information on this site or found by following any link on this site. The owner will not be liable for any errors or omissions in this information nor for the availability of this information. Under no circumstances will the owner of this blog be liable for any loss or damage (including without limitation indirect or consequential loss or damage) or any loss or damage whatsoever arising from loss of data or profits arising out of or in connection with the use of this website.
Although I try to keep The Money Saving Mum running 24 hours a day, 365 days a year, access to the site may be temporarily or permanently suspended and without notice at my own discretion, due to possible updates or technical issues beyond my control. I will not be liable if for any reason the website is unavailable at any time or for any period of time. I will try to get the website back online as soon as possible.
Money, Finance and Insurance Posts
I am not a financial advisor, and blog posts regarding money and finance should not be taken as financial advice. You should always consult with an independent financial advisor.
Free Printables
Printables/workbooks created by themoneysavingmum.com are for personal use only and not for resale.
Links to Other Websites
My website may contain links to other websites of interest. However, once you have used these links to leave my site, you should note that I do not have any control over that other website. Therefore, I cannot be responsible for the protection and privacy of any information which you provide whilst visiting such sites and such sites are not governed by this disclosure policy. You should exercise caution and look at the disclosure policy applicable to the website in question.
This Disclosure Policy is one of three important policies on
- Privacy Policy
- Disclosure Policy < You are here
- Cookies Policy
